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14 45TH STREET #403 photograph
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For sale

$635,000

14 45TH STREET #403

Ocean City, MD 21842

3 Beds · 3 Baths · 1,960 SF · Parking Lot

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The condo

Unit-level detail as reported in the listing record.

Year built
2001
Ownership style
Condominium
Fireplaces
2
Heating
Natural Gas, Forced Air
Cooling
Central Air, Gas
Appliances & features
Gas Water Heater
Water
Public
Sewer
Public Sewer
Construction
Concrete

MLS reported

3-bedroom condo with 3 baths, 1,960 sq ft and parking lot.

What it costs

Estimated total monthly condo cost, including the association fee, taxes, insurance and mortgage assumptions you choose.

Estimated Monthly Condo Cost
$4,674/mo
Mortgage (principal & interest)
$3,211
Property taxes
$413
Insurance
Not supplied
Condominium fee
$1,050/mo equivalent

insurance is not supplied for this condo, so it is not included above.

Based on 20% down · 30-year loan · 6.5% assumed rate (not a quote — enter your own below)

Living here

Parking, pets, utilities and amenities exactly as the listing record reports them.

Parking
Parking Lot
MLS reported
Pets
Cats OK, Dogs OK, Yes
MLS listing reported — confirm with the association
Utilities
Public · Public Sewer
MLS reported

Amenities

  • Elevator(s)
  • Elevator

MLS reported

The association

Project and association detail HSM can attribute to the listing record. Anything unverified is stated as such rather than assumed.

Condominium / project name
Not supplied by the source
Awaiting verification
Parking
Parking Lot
MLS reported

Ownership considerations

What owning this condo involves — ongoing costs, association rules and building policies. Where HSM does not have verified information, that is stated rather than assumed.

Known

Condominium fee
$3,150/quarter
Parking
Parking Lot

Needs verification

What the fee includes
Not supplied
Special assessments
Not supplied
Association reserves
Not supplied
Pet policy
Not supplied
Rental / leasing policy
Not supplied

The neighborhood

Ocean City, MD

Smart Condo Living

What living here is actually like

Transit

Rail, Metro and bus access.

Not yet independently sourced.
Dining

Restaurants and cafés nearby.

Not yet independently sourced.
Walkability

Everyday destinations on foot.

Not yet independently sourced.
Amenities

Building and community amenities.

Elevator(s), Elevator · MLS reported
Convenience

Groceries, services and daily needs.

Not yet independently sourced.

Each factor is shown with its source. Unsourced factors are marked, never estimated.

Similar condos

3 comparable condos selected using property, cost, building and location factors.

Why this condo stands out

  • More interior space than comparable condos

    1,960 sq ft vs 1,394 sq ft average

Ask HSM about this condo

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Listing description

Welcome to your dream beach retreat in the heart of Ocean City! Just steps from the sand and surf, this airy two-story condo offers 3 bedrooms, 3 bathrooms, and the perfect coastal lifestyle. From the open concept living space to the private deck with ocean views, every corner invites relaxation. The primary suite boasts its own private balcony, a spacious ensuite, and a walk-in closet. With a dedicated storage room for your beach toys and access to a rooftop deck showcasing both ocean and bay views, this is beachside living at its finest.

Attribution. Coastal Life Realty Group LLC · — · Updated 2026-09-25

Property information is deemed reliable but not guaranteed. Independently verify all details. Display does not create a brokerage relationship.

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