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14 45TH STREET #101 photograph
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For sale

$689,900

14 45TH STREET #101

Ocean City, MD 21842

3 Beds · 3 Baths · 1,840 SF · Off Street, Assigned, Paved, Underground, Parking Lot

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The condo

Unit-level detail as reported in the listing record.

Year built
2001
Ownership style
Condominium
Balcony
Balcony
Patio / terrace
Balcony
Fireplaces
1
Flooring
Laminate
Heating
Exhaust Fan, Electric, Heat Pump
Cooling
Central Air, Ceiling Fan(s), Electric
Accessibility features
Therapeutic Whirlpool, Accessible Elevator Installed
Appliances & features
Electric Range, Electric Oven, Electric Water Heater, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Refrigerator, Stainless Steel Appliance(s), Washer, Microwave
Water
Public
Sewer
Public Sewer
Construction
Concrete

MLS reported

3-bedroom condo with 3 baths, 1,840 sq ft and off street, assigned, paved, underground, parking lot.

What it costs

Estimated total monthly condo cost, including the association fee, taxes, insurance and mortgage assumptions you choose.

Estimated Monthly Condo Cost
$4,880/mo
Mortgage (principal & interest)
$3,489
Property taxes
$427
Insurance
Not supplied
Condominium fee
$964/mo equivalent

insurance is not supplied for this condo, so it is not included above.

Based on 20% down · 30-year loan · 6.5% assumed rate (not a quote — enter your own below)

Living here

Parking, pets, utilities and amenities exactly as the listing record reports them.

Parking
Off Street, Assigned, Paved, Underground, Parking Lot
MLS reported
Pets
Cats OK, Dogs OK, Yes
MLS listing reported — confirm with the association
Utilities
Public · Public Sewer
MLS reported

Amenities

  • Elevator(s)
  • Elevator

MLS reported

The association

Project and association detail HSM can attribute to the listing record. Anything unverified is stated as such rather than assumed.

Condominium / project name
Not supplied by the source
Awaiting verification
Parking
Off Street, Assigned, Paved, Underground, Parking Lot
MLS reported

Ownership considerations

What owning this condo involves — ongoing costs, association rules and building policies. Where HSM does not have verified information, that is stated rather than assumed.

Known

Condominium fee
$2,891/quarter
Parking
Off Street, Assigned, Paved, Underground, Parking Lot

Needs verification

What the fee includes
Not supplied
Special assessments
Not supplied
Association reserves
Not supplied
Pet policy
Not supplied
Rental / leasing policy
Not supplied

The neighborhood

Ocean City, MD

Smart Condo Living

What living here is actually like

Transit

Rail, Metro and bus access.

Not yet independently sourced.
Dining

Restaurants and cafés nearby.

Not yet independently sourced.
Walkability

Everyday destinations on foot.

Not yet independently sourced.
Amenities

Building and community amenities.

Elevator(s), Elevator · MLS reported
Convenience

Groceries, services and daily needs.

Not yet independently sourced.

Each factor is shown with its source. Unsourced factors are marked, never estimated.

Similar condos

3 comparable condos selected using property, cost, building and location factors.

Why this condo stands out

  • Lower condo fee than comparable condos

    $2,891/mo vs $3,384/mo average

  • More interior space than comparable condos

    1,840 sq ft vs 1,434 sq ft average

Ask HSM about this condo

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Ask HSM answers from HSM's verified records for this condo and says so when something is not yet known. It does not give legal, structural, insurance or lending determinations, and conversational AI answering beyond HSM's recorded facts is not enabled. To reach a person, use Ask a question, request information or request a tour.

Listing description

Spacious and beautifully maintained 3-bedroom, 3-full-bath condo offering an impressive 1,840 square feet in a prime midtown Ocean City location! Situated on the oceanside block, this unit is just a short walk to the beach, popular restaurants, and all the activities that make Ocean City a sought-after location. Peak at small glimpses of both the ocean and bay while sitting on your balcony and enjoy being close to everything, yet tucked away in a comfortable coastal retreat. Inside, you’ll find updated LVP flooring installed in 2026, newer appliances from 2020, walk-in showers, and a spacious layout with plenty of room for guests. The condo has been nicely maintained and is being sold furnished with just a few small exclusions, making it easy to enjoy from day one. Two designated parking spaces and an elevator add even more convenience. With a strong rental history, generous square footage, and an excellent midtown location just steps from the sand, this property offers a great opportunity as a vacation home, investment property, or both. Come see all that this Ocean City condo has to offer!

Attribution. Coastal Life Realty Group LLC · — · Updated 2026-09-17

Property information is deemed reliable but not guaranteed. Independently verify all details. Display does not create a brokerage relationship.

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