Skip to main content
HSM Condo Collection — Smart Condo Living
117 N WATER STREET #3B photograph
1 / 18
For sale

$295,000

117 N WATER STREET #3B

Chestertown, MD 21620

1 Bed · 1 Bath · Off Street, Assigned

Request tour

The condo

Unit-level detail as reported in the listing record.

Year built
1885
Ownership style
Condominium
Lower level
Partially Finished
Flooring
Hardwood
Heating
Electric, Heat Pump
Cooling
Ductless, Electric
Accessibility features
Other
Appliances & features
Gas Water Heater, Stainless Steel Appliance(s), Tankless Water Heater
Water
Public
Sewer
Public Sewer
Construction
Brick, Wood Siding

MLS reported

1-bedroom condo with 1 bath and off street, assigned.

What it costs

Estimated total monthly condo cost, including the association fee, taxes, insurance and mortgage assumptions you choose.

Estimated Monthly Condo Cost
$2,313/mo
Mortgage (principal & interest)
$1,492
Property taxes
$471
Insurance
Not supplied
Monthly condominium fee
$350/mo equivalent

insurance is not supplied for this condo, so it is not included above.

Based on 20% down · 30-year loan · 6.5% assumed rate (not a quote — enter your own below)

Living here

Parking, pets, utilities and amenities exactly as the listing record reports them.

Parking
Off Street, Assigned
MLS reported
Association / project
117 N WATER STREET
MLS reported
What the fee includes
Water included · MLS reported
MLS reported
Utilities
Public · Public Sewer
MLS reported

Amenities

  • Laundry
  • Boat Dock

MLS reported

The building

What you are buying into at the building level.

117 N WATER STREET

HSM does not yet hold verified building intelligence for this address.

View building profile

The association

Project and association detail HSM can attribute to the listing record. Anything unverified is stated as such rather than assumed.

Condominium / project name
117 N WATER STREET
MLS reported
Parking
Off Street, Assigned
MLS reported
Recurring fee covers
Water included · MLS reported
MLS reported

Ownership considerations

What owning this condo involves — ongoing costs, association rules and building policies. Where HSM does not have verified information, that is stated rather than assumed.

Known

Monthly condominium fee
$350/mo
What the fee includes
Water
Parking
Off Street, Assigned

Needs verification

Special assessments
Not supplied
Association reserves
Not supplied
Pet policy
Not supplied
Rental / leasing policy
Not supplied

The neighborhood

Chestertown, MD

Smart Condo Living

What living here is actually like

Transit

Rail, Metro and bus access.

Not yet independently sourced.
Dining

Restaurants and cafés nearby.

Not yet independently sourced.
Walkability

Everyday destinations on foot.

Not yet independently sourced.
Amenities

Building and community amenities.

Laundry, Boat Dock · MLS reported
Convenience

Groceries, services and daily needs.

Not yet independently sourced.

Each factor is shown with its source. Unsourced factors are marked, never estimated.

Similar condos

1 comparable condo selected using property, cost, building and location factors.

HSM found only 1 credible comparable condo within the approved comparison area (this building, or within about 0.50 mile). HSM does not widen the search further.

Ask HSM about this condo

Ask questions about this condo using information HSM has for the property, building, neighborhood and authorized documents.

Ask HSM answers from HSM's verified records for this condo and says so when something is not yet known. It does not give legal, structural, insurance or lending determinations, and conversational AI answering beyond HSM's recorded facts is not enabled. To reach a person, use Ask a question, request information or request a tour.

Listing description

Set within a stately 1800s waterfront home, this beautifully renovated one-bedroom condominium offers an effortless life along the Chester River. Begin your mornings with river views, spend shaded afternoons beneath the trees, or retreat to the floating dock for sunbathing and quiet reflection. With an updated kitchen and bath, kayak storage, off-street parking, and downtown Chestertown’s shops and restaurants just one block away, 117 N Water Street, Unit 3B is a maintenance-free escape within 90 minutes of Washington, D.C., and Philadelphia.

Attribution. Coldwell Banker Chesapeake Real Estate Company · — · Updated 2026-09-17

Property information is deemed reliable but not guaranteed. Independently verify all details. Display does not create a brokerage relationship.

Interested in this condo?

By submitting, you agree to be contacted about your inquiry. No obligation. HSM verifies your email address and mobile telephone before your request is sent to a licensed professional.

Tour