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HSM Condo Collection — Smart Condo Living
105 N WATER STREET #3 photograph
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For sale

$489,000

105 N WATER STREET #3

Chestertown, MD 21620

2 Beds · 2 Baths · 1,098 SF · On Street

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  • Sat, Oct 3, 202611:00 AM – 1:00 PM

Open house schedules are reported by the listing brokerage through the MLS and can change.

The condo

Unit-level detail as reported in the listing record.

Year built
1900
Ownership style
Condominium
Lower level
Exterior Entry, Unfinished
Fireplaces
1
Heating
Electric, Hot Water
Cooling
Central Air, Electric
Appliances & features
Electric Water Heater
Water
Public
Sewer
Public Sewer
Construction
Brick

MLS reported

2-bedroom condo with 2 baths, 1,098 sq ft and on street.

What it costs

Estimated total monthly condo cost, including the association fee, taxes, insurance and mortgage assumptions you choose.

Estimated Monthly Condo Cost
$3,560/mo
Mortgage (principal & interest)
$2,473
Property taxes
$588
Insurance
Not supplied
Monthly condominium fee
$500/mo equivalent

insurance is not supplied for this condo, so it is not included above.

Based on 20% down · 30-year loan · 6.5% assumed rate (not a quote — enter your own below)

Living here

Parking, pets, utilities and amenities exactly as the listing record reports them.

Parking
On Street
MLS reported
Pets
Cats OK, Dogs OK, Yes
MLS listing reported — confirm with the association
Utilities
Public · Public Sewer
MLS reported

Amenities

  • Boat Dock
  • Boat Slip

MLS reported

The association

Project and association detail HSM can attribute to the listing record. Anything unverified is stated as such rather than assumed.

Condominium / project name
Not supplied by the source
Awaiting verification
Parking
On Street
MLS reported

Ownership considerations

What owning this condo involves — ongoing costs, association rules and building policies. Where HSM does not have verified information, that is stated rather than assumed.

Known

Monthly condominium fee
$500/mo
Parking
On Street

Needs verification

What the fee includes
Not supplied
Special assessments
Not supplied
Association reserves
Not supplied
Pet policy
Not supplied
Rental / leasing policy
Not supplied

The neighborhood

Chestertown, MD

Smart Condo Living

What living here is actually like

Transit

Rail, Metro and bus access.

Not yet independently sourced.
Dining

Restaurants and cafés nearby.

Not yet independently sourced.
Walkability

Everyday destinations on foot.

Not yet independently sourced.
Amenities

Building and community amenities.

Boat Dock, Boat Slip · MLS reported
Convenience

Groceries, services and daily needs.

Not yet independently sourced.

Each factor is shown with its source. Unsourced factors are marked, never estimated.

Similar condos

1 comparable condo selected using property, cost, building and location factors.

HSM found only 1 credible comparable condo within the approved comparison area (this building, or within about 0.50 mile). HSM does not widen the search further.

Ask HSM about this condo

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Listing description

Second story, waterfront condo in historic Chestertown. Comes with a private boat slip at the end of the dock. 2 bedrooms and 2 full baths. Spacious patio with a stunning view of the Chester River. One of the most coveted streets in historic Chestertown!

Attribution. Coldwell Banker Chesapeake Real Estate Company · — · Updated 2026-10-01

Property information is deemed reliable but not guaranteed. Independently verify all details. Display does not create a brokerage relationship.

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