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78 OLD MILL BOTTOM ROAD N #409 photograph
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For sale

$500,000

78 OLD MILL BOTTOM ROAD N #409

Annapolis, MD 21409

2 Beds · 2 Baths · 1,210 SF · Garage Door Opener, Assigned, Secured, Garage, Covered, Community Structure

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The condo

Unit-level detail as reported in the listing record.

Year built
2024
Ownership style
Condominium
Garage
Covered Parking,Garage Door Opener
Garage spaces
1
Parking spaces
1
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Accessibility features
Accessible Elevator Installed
Appliances & features
Gas Water Heater
Water
Public
Sewer
Public Sewer
Construction
Combination

MLS reported

2-bedroom condo with 2 baths, 1,210 sq ft and garage door opener, assigned, secured, garage, covered, community structure.

What it costs

Estimated total monthly condo cost, including the association fee, taxes, insurance and mortgage assumptions you choose.

Estimated Monthly Condo Cost
$3,208/mo
Mortgage (principal & interest)
$2,528
Property taxes
$428
Insurance
Not supplied
Monthly condominium fee
$251/mo equivalent

insurance is not supplied for this condo, so it is not included above.

Based on 20% down · 30-year loan · 6.5% assumed rate (not a quote — enter your own below)

Living here

Parking, pets, utilities and amenities exactly as the listing record reports them.

Parking
Garage Door Opener, Assigned, Secured, Garage, Covered, Community Structure
MLS reported
Pets
Cats OK, Dogs OK, Yes
MLS listing reported — confirm with the association
Association / project
78 OLD MILL BOTTOM ROAD N
MLS reported
Utilities
Public · Public Sewer
MLS reported

Amenities

  • Billiard Room
  • Clubhouse
  • Dog Park
  • Fitness Center
  • Game Room
  • Meeting Room
  • Elevator

MLS reported

The building

What you are buying into at the building level.

78 OLD MILL BOTTOM ROAD N

HSM does not yet hold verified building intelligence for this address.

View building profile

The association

Project and association detail HSM can attribute to the listing record. Anything unverified is stated as such rather than assumed.

Condominium / project name
78 OLD MILL BOTTOM ROAD N
MLS reported
Parking
Garage Door Opener, Assigned, Secured, Garage, Covered, Community Structure
MLS reported

Ownership considerations

What owning this condo involves — ongoing costs, association rules and building policies. Where HSM does not have verified information, that is stated rather than assumed.

Known

Monthly condominium fee
$251/mo
Parking
Garage Door Opener, Assigned, Secured, Garage, Covered, Community Structure

Needs verification

What the fee includes
Not supplied
Special assessments
Not supplied
Association reserves
Not supplied
Pet policy
Not supplied
Rental / leasing policy
Not supplied

The neighborhood

Annapolis, MD

Smart Condo Living

What living here is actually like

Transit

Rail, Metro and bus access.

Not yet independently sourced.
Dining

Restaurants and cafés nearby.

Not yet independently sourced.
Walkability

Everyday destinations on foot.

Not yet independently sourced.
Amenities

Building and community amenities.

Billiard Room, Clubhouse, Dog Park, Fitness Center · MLS reported
Convenience

Groceries, services and daily needs.

Not yet independently sourced.

Each factor is shown with its source. Unsourced factors are marked, never estimated.

Similar condos

3 comparable condos selected using property, cost, building and location factors.

Why this condo stands out

  • Lower condo fee than comparable condos

    $251/mo vs $289/mo average

  • Lower price than comparable condos

    $500,000 vs $541,233 average

Ask HSM about this condo

Ask questions about this condo using information HSM has for the property, building, neighborhood and authorized documents.

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Listing description

Seller Says SELL!!! Welcome to penthouse living at Element at Mill Creek, one of Annapolis’ most stylish and thoughtfully designed 55+ communities. This 2 bed + Den, 2 bath top-floor residence with in-home laundry offers the privacy and quiet you’ll appreciate, paired with the elevated finishes and upgrades that truly make it better than new construction. From the moment you enter, you’ll notice the difference. Since purchasing, the owner has enhanced the home with carefully selected upgrades—refined lighting, custom touches, and elevated finishes that go beyond the builder’s base offerings. The result is a move-in-ready home with personality, warmth, and polish already in place. No waiting on construction timelines, no post-settlement projects—just effortless living from day one. This penthouse unit enjoys abundant natural light and peaceful views, along with the convenience of an assigned parking space in a secure garage—providing comfort and ease year-round. Life at Element at Mill Creek is designed for connection, wellness, and enjoyment. Residents enjoy a beautifully appointed clubhouse featuring indoor and outdoor dining spaces, a state-of-the-art fitness center, gathering rooms, and even a golf simulator for year-round play. Outdoors, you’ll find pickleball courts, scenic walking trails, and a dedicated dog park—perfect for staying active and social while enjoying the thoughtfully landscaped grounds. The community’s modern coastal architecture and easy layout create a fresh, welcoming neighborhood atmosphere that feels both intimate and sophisticated. Located just minutes from downtown Annapolis, you’ll have easy access to everything that makes the area so special—waterfront dining, boutique shopping, art galleries, live music, and year-round festivals. Spend afternoons strolling along City Dock, catching a sailboat race on the Chesapeake Bay, or enjoying dinner at one of the many acclaimed local restaurants. The charm, history, and vibrant lifestyle of Annapolis are right at your doorstep. And unlike many new construction purchases—where buyers are often responsible for the majority of closing costs—this resale offers a more traditional and balanced approach, with costs typically shared between buyer and seller. Title insurance discount also available. Stylish, upgraded, and ideally located, this penthouse at Element at Mill Creek offers the perfect blend of low-maintenance luxury, active living, and the best of Annapolis just moments away.

Attribution. Coldwell Banker Realty · — · Updated 2026-09-17

Property information is deemed reliable but not guaranteed. Independently verify all details. Display does not create a brokerage relationship.

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