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HSM Condo Collection — Smart Condo Living
12 CLOVERWOOD CT #103 photograph
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For sale

$128,000

12 CLOVERWOOD CT #103

Essex, MD 21221

2 Beds · 1 Bath · 835 SF · Off Street

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The condo

Unit-level detail as reported in the listing record.

Year built
1990
Ownership style
Condominium
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Appliances & features
Electric Water Heater
Water
Public
Sewer
Public Sewer
Construction
Brick

MLS reported

2-bedroom condo with 1 bath, 835 sq ft and off street.

What it costs

Estimated total monthly condo cost, including the association fee, taxes, insurance and mortgage assumptions you choose.

Estimated Monthly Condo Cost
$976/mo
Mortgage (principal & interest)
$647
Property taxes
$82
Insurance
Not supplied
Monthly condominium fee
$247/mo equivalent

insurance is not supplied for this condo, so it is not included above.

Based on 20% down · 30-year loan · 6.5% assumed rate (not a quote — enter your own below)

Living here

Parking, pets, utilities and amenities exactly as the listing record reports them.

Parking
Off Street
MLS reported
Pets
Breed Restrictions, Yes
MLS listing reported — confirm with the association
Association / project
WATERFORD LANDING CONDOMINIUM
MLS reported
What the fee includes
Water included · MLS reported
MLS reported
Utilities
Public · Public Sewer
MLS reported

The association

Project and association detail HSM can attribute to the listing record. Anything unverified is stated as such rather than assumed.

Condominium / project name
WATERFORD LANDING CONDOMINIUM
MLS reported
Parking
Off Street
MLS reported
Recurring fee covers
Water included · MLS reported
MLS reported

Ownership considerations

What owning this condo involves — ongoing costs, association rules and building policies. Where HSM does not have verified information, that is stated rather than assumed.

Known

Monthly condominium fee
$247/mo
What the fee includes
Water
Parking
Off Street

Needs verification

Special assessments
Not supplied
Association reserves
Not supplied
Pet policy
Not supplied
Rental / leasing policy
Not supplied

The neighborhood

Essex, MD

Smart Condo Living

What living here is actually like

Transit

Rail, Metro and bus access.

Not yet independently sourced.
Dining

Restaurants and cafés nearby.

Not yet independently sourced.
Walkability

Everyday destinations on foot.

Not yet independently sourced.
Amenities

Building and community amenities.

Not yet independently sourced.
Convenience

Groceries, services and daily needs.

Not yet independently sourced.

Factors appear here once they can be sourced independently. HSM does not estimate lifestyle scores.

Similar condos

3 comparable condos selected using property, cost, building and location factors.

Why this condo stands out

  • Lower price than comparable condos

    $128,000 vs $137,967 average

Ask HSM about this condo

Ask questions about this condo using information HSM has for the property, building, neighborhood and authorized documents.

Ask HSM answers from HSM's verified records for this condo and says so when something is not yet known. It does not give legal, structural, insurance or lending determinations, and conversational AI answering beyond HSM's recorded facts is not enabled. To reach a person, use Ask a question, request information or request a tour.

Listing description

Beautiful two bedroom condo featuring: newer appliances, hvac, granite countertop, and flooring. Situated in an excellent water adjacent community in Essex. Condo fee is moderate and community is kept up well.

Attribution. Liyu Cao · — · Updated 2026-09-17

Property information is deemed reliable but not guaranteed. Independently verify all details. Display does not create a brokerage relationship.

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