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HSM Condo Collection — Smart Condo Living
12 92ND STREET #104 photograph
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For sale

$473,900

12 92ND STREET #104

Ocean City, MD 21842

2 Beds · 2 Baths · 1,154 SF · Off Street, Unassigned, Private, Paved, Underground, Parking Lot

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The condo

Unit-level detail as reported in the listing record.

Year built
2004
Ownership style
Condominium
Fireplaces
1
Parking spaces
1
Flooring
Carpet, Ceramic Tile
Heating
Electric, Heat Pump
Cooling
Central Air, Ceiling Fan(s), Electric
Furnished
Furnished
Appliances & features
Range, Electric Range, Electric Oven, Electric Water Heater, Built-In Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Heater
Water
Public
Sewer
Public Sewer
Construction
Stucco

MLS reported

2-bedroom condo with 2 baths, 1,154 sq ft and off street, unassigned, private, paved, underground, parking lot.

What it costs

Estimated total monthly condo cost, including the association fee, taxes, insurance and mortgage assumptions you choose.

Estimated Monthly Condo Cost
$3,253/mo
Mortgage (principal & interest)
$2,396
Property taxes
$310
Insurance
Not supplied
Condominium fee
$547/mo equivalent

insurance is not supplied for this condo, so it is not included above.

Based on 20% down · 30-year loan · 6.5% assumed rate (not a quote — enter your own below)

Living here

Parking, pets, utilities and amenities exactly as the listing record reports them.

Parking
Off Street, Unassigned, Private, Paved, Underground, Parking Lot
MLS reported
Pets
Pets permitted, per the MLS listing
MLS listing reported — confirm with the association
Association / project
12 92ND STREET
MLS reported
Utilities
Public · Public Sewer
MLS reported

Amenities

  • Elevator(s)
  • Fitness Center
  • Elevator
  • Swimming pool — Community

MLS reported

The building

What you are buying into at the building level.

12 92ND STREET

HSM does not yet hold verified building intelligence for this address.

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The association

Project and association detail HSM can attribute to the listing record. Anything unverified is stated as such rather than assumed.

Condominium / project name
12 92ND STREET
MLS reported
Parking
Off Street, Unassigned, Private, Paved, Underground, Parking Lot
MLS reported

Ownership considerations

What owning this condo involves — ongoing costs, association rules and building policies. Where HSM does not have verified information, that is stated rather than assumed.

Known

Condominium fee
$1,640/quarter
Parking
Off Street, Unassigned, Private, Paved, Underground, Parking Lot

Needs verification

What the fee includes
Not supplied
Special assessments
Not supplied
Association reserves
Not supplied
Pet policy
Not supplied
Rental / leasing policy
Not supplied

The neighborhood

Ocean City, MD

Smart Condo Living

What living here is actually like

Transit

Rail, Metro and bus access.

Not yet independently sourced.
Dining

Restaurants and cafés nearby.

Not yet independently sourced.
Walkability

Everyday destinations on foot.

Not yet independently sourced.
Amenities

Building and community amenities.

Elevator(s), Fitness Center, Elevator, Swimming pool — Community · MLS reported
Convenience

Groceries, services and daily needs.

Not yet independently sourced.

Each factor is shown with its source. Unsourced factors are marked, never estimated.

Similar condos

3 comparable condos selected using property, cost, building and location factors.

Why this condo stands out

  • Lower condo fee than comparable condos

    $1,640/mo vs $1,932/mo average

  • More interior space than comparable condos

    1,154 sq ft vs 1,046 sq ft average

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Listing description

Discover the perfect blend of coastal charm and investment potential in this beautifully updated 2-bedroom, 1.5-bath condo in Jetty's Break. Extensively renovated in 2021, this turnkey property offers a spacious open-concept layout designed for both comfort and style. The stunning gourmet kitchen serves as the heart of the home, featuring upgraded countertops, stainless steel appliances, a farmhouse sink, custom backsplash, and a large island perfect for gathering with family and friends. The inviting living area showcases custom beach-inspired murals and a cozy corner fireplace, creating a warm and memorable atmosphere year-round. Unique designer murals continue throughout the home, including the spacious primary suite, adding character and coastal elegance to every room. Being sold fully furnished with designer-selected furnishings and décor, this condo is truly move-in or rental ready from day one. Residents and guests enjoy exceptional community amenities, including a swimming pool, fitness center, elevator access, off-street parking, and beautifully maintained common areas, all covered through the association fee. With its modern updates, desirable amenities, and prime condition, this property presents an outstanding opportunity for investors seeking strong rental appeal and consistent income potential. Whether you're looking to expand your portfolio or secure a beach getaway with earning power, this exceptional Jetty's Break condo is a must-see.

Attribution. Coldwell Banker Realty · — · Updated 2026-09-17

Property information is deemed reliable but not guaranteed. Independently verify all details. Display does not create a brokerage relationship.

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