HSM Condo Cost Calculator

Understand the estimated total monthly cost of condo ownership — not just the mortgage payment.

Purchase & financing

Purchase price

Interest rate

Down payment (%)

Down payment ($)

Loan term

Loan amount: $0 · Enter an interest rate to calculate your estimated payment.

Ownership costs

Annual property taxes

Condo / homeowners insurance (monthly)

Condo / HOA fee amount

Condo / HOA fee frequency

Mortgage insurance (PMI)

With 20% or more down, PMI defaults to $0. You may still enter an override.

Estimated monthly PMI

Annual PMI (% of loan balance)

For informational and planning purposes only. Estimates are not a mortgage offer, loan estimate, approval, commitment to lend, financial advice, or guarantee of financing. Actual rates, payments, property taxes, insurance, condominium or HOA fees, closing costs, and loan terms may vary. Consult a licensed mortgage professional regarding financing.